Certificates of Deposit (TCD)
- Account Eligible For: Individuals
- Pays Interest: Variable Rate
- Open Balance: $3,000
- Online Banking: Free Access
- Other Benefits and Features
- The security of FDIC insurance on your funds up to $250,000
- Stable returns on your investments
- Generally, the more you save, the higher the interest rate
- Automatic renewal
The following Certificate of Deposit (CD) products can be opened through our Online Account Opening process:
Online Certificate of Deposits "CD" Rates
|
|
$3,000 to $19,999.99
|
$20,000 to $79,999.99
|
$80,000 and Over
|
| Term
|
Interest Rate
|
Annual Percentage Yield (APY)
|
Interest Rate
|
Annual Percentage Yield (APY)
|
Interest Rate
|
Annual Percentage Yield (APY)
|
| 3 Months
|
3.742%
|
3.80%
|
3.840%
|
3.90%
|
3.937%
|
4.00%
|
| 6 Months
|
3.416%
|
3.45%
|
3.563%
|
3.60%
|
3.711%
|
3.75%
|
| 9 Months
|
3.182%
|
3.20%
|
3.331%
|
3.35%
|
3.480%
|
3.50%
|
| 1 Year
|
3.100%
|
3.10%
|
3.330%
|
3.30%
|
3.500%
|
3.50%
|
- Interest Rate and Annual Percentage Yield (APY) are effective as of October 2, 2024.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
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EverTrust Bank also offers Certificates of Deposit (not listed above) with terms from 7 days to 5 years or more. Please contact your nearest branch for details.