Personal Checking
Comparing Checking Accounts
| Personal Checking
|
Basic Checking
|
55 Plus Checking
|
N.O.W. Account
|
| Account Eligible For
|
| A basic package of banking services with unlimited check writing and you plan to use your account balance to avoid a monthly service charge
|
A basic package of services with limited check writing
|
A great plan for senior citizens to manage their money with no restrictions. No monthly service charge.
|
An interest bearing checking account with unlimited check writing.
|
| Pays Interest
|
| No
|
No
|
No
|
Yes - Variable Tiered Rates, higher rates for higher balances
|
| Minimum Opening Deposit
|
| $100
|
$100
|
$100
|
$100
|
| Minimum Daily Balance
|
|
|
$0
|
$0
|
$1000
|
| Account Maintenance Fee
|
| $10
|
$0
|
$0
|
$10
|
| Unlimited Check Writing
|
| Yes
|
Max 15 withdrawals (Excessive Transaction Fee is $0.15 per transaction)
|
Yes
|
Yes
|
| Online Banking
|
| Free Access
|
Free Access
|
Free Access
|
Free Access
|
| Other Benefits and Features
|
- 24/7 access to account via online.
- Unlimited Teller Service.
- Unlimited check writing.
- Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs
|
- 24/7 access to account via online.
- Unlimited Teller Service.
- Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs
|
- 24/7 access to account via online.
- Unlimited Teller Service.
- Unlimited check writing.
- Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs
|
- 24/7 access to account via online.
- Unlimited Teller Service.
- Unlimited check writing.
- Surcharge free withdrawals at EverTrust Bank ATMs and participating STARsf ATMs
|
*A qualifying Direct Deposit is a Direct Deposit of your salary, pension, Social Security, or other regular monthly income electronically deposited to your account by your employer or an outside agency. Transfers from one account to another, or deposits made at a branch or ATM, do not qualify as a Direct Deposit.